The eldest surviving member of the family of the Insured Person or if he has not family or if he was not living with his family at the time of his death, the person who incurs the expenditure on the funeral of the Insured Person is provided the funeral expense amount. At present it is Rs.10000 and the only condition to get this payment is that the person at the time of death should be an Insured Person. To be an Insured Person, he need not be in service. An Insured Person means a person who is eligible for at least one of the benefits. The PDB beneficiary who draws a monthly pension irrespective of the fact that he is not in any insurable employment is an Insured Person as he draws one of the benefit and on his death his family can receive the Funeral Benefit.
To get the Funeral Benefit, fir the claimant has to get the Death Certificate issued by a competent authority, normally a Medical Officer, who attended the Insured Person at the time of death in any Medical Institution. Death certificate issued by the cremation/burial ground, Municipality, Corporation or Government Hospital, a recognized hospital where the Insured Person was receiving the indoor treatment etc will also be accepted by the Corporation. In this case the claimants need not worry about the conditions and the Regional Office will accept any genuine death certificate issued even by any authorities other than mentioned above, if the circumstance are justified and on a recommendation of the Branch Manager in Writing.